Today more than ever, quality health care has become an absolute necessity. Without it, illness can mean financial disaster. The truth is, even the best health insurance plans have out-of-pocket expenses. Expenses such as deductibles, copayments and coverage limits can quickly add up. A Hospital Indemnity Plan is designed to supplement your current health insurance plan. It is designed to fill some of the copays, deductibles or coverage gaps you would be responsible for should you need care.


The policy can provide coverage for persons 40 years of age and older with a cash benefit paid directly to you to cover expenses associated with:

  • Hospital confinement
  • Ambulance benefit
  • Skilled nursing facility confinement